Quick answer: Tall Fescue is a cool-season grass that stays green through winter and tolerates shade far better than any warm-season option, but it struggles in extended summer heat and drought and needs supplemental water to get through a rough Piedmont July and August. Mow at 3 to 4 inches (taller than most warm-season grasses), and plan to overseed thin areas every fall rather than expecting it to spread and fill in on its own.
Why Fescue is the odd one out on this list
Every other grass in this guide is a warm-season grass: green in summer, brown and dormant in winter. Fescue flips that. It grows most actively in spring and fall, stays green through winter, and its weakest season is the hottest part of summer, exactly backwards from Bermuda, Zoysia, and Centipede. That makes it the right pick for anyone who values a green winter lawn over summer toughness, or who has enough shade that the warm-season options aren't realistic anyway.